Adjustable Walking
I own a house and a second rental property. Attached to the first prop, but adjustable, 2. If I walk ..?
The rate was adjusted upward on my second property and the lender does not seem willing to negotiate. You can not even call a negotiator mortgages directly. They just told me that the negotiator will use three weeks but it lasted for 3 months. My question is if I walk the second rental property no matter what. I know they foreclose on the property which I do not mind, but beyond Ding under my belt .. what happens to my savings, wages, the main residence, 401k etc. Will they come after those assets?
I guess you tried to refi the second in a fixed rate loan, right? Have you tried to sell it? Lease to own? If you owe too much on her to refi, that Is this your first house, he fairly? You can try to combine the actions of both houses to get the second at a point where you could the refi. How? Open a HELOC on your existing home and make a single payment on the big investment house (being sure to tell the bank that is supposed to go directly to the capital). Now that you have paid the loan down, you can hope to be able to refi a loan amount fixed.
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